We, at the Bank of Palestine, recognize the value of working Palestinian women. Therefore we designed “Felestineya Personal Gold Loan for Women” to help you work towards achieving your aspirations, through granting personal financing loans with a 100% value of the gold provided as collateral. These loans allow you to enjoy the full benefit of your provided collateral, while meeting your personal needs.

Benefits of the Program:

  • The loan is granted with a maximum repayment period of 60 months, with a fee of 1% Discounted in advance for one-time grants, and a grace period of 6 months which includes interest payments  only.
  • The loan is granted for women within all sectors and segments of the society.
  • The value of the loan granted is 100% of the value of the gold provided as collateral.
  • The loan can be granted in USD, JOD, or ILS.
  • An attractive product which does not require many documents and collaterals.
  • The loan does not require guarantors.
  • The interest rate is 9% declining
  • The gold is mortgaged to the bank provided that it is 18 carats or more

 The loan provides the benefit of gold safekeeping free of charge. Features of the Product

Borrower’s age

The age of the owner / signatory(s) ranges between 25-60 years old

Restrictions on:

Nationality in  case of personal loans

The borrower  must live in Palestine

Returned Checks

Classification of returned checks by Palestine Monetary Authority must be A or B

Amount (maximum)

15,000 USD (or equivalent in JOD or ILS)

Amount (minimum)

1000 USD (or equivalent in JOD or ILS)

Ratio of loan to the value of the gold


Period of loan (minimum to maximum)

12 – 60 months

Repayment Method

Loan repayment in equal monthly installments including interest

Repayment period                    

The first monthly  installment must be paid after 30 days from granting the loan if there is no grace period; otherwise, it shall  be paid immediately after the grace  period

Life insurance

Yes (if the loan’s period is for more than 48 months)


Requested Documents:

  • Documents for opening personal accounts (if the client does not already have an account at Bank of Palestine).
  • A copy of the borrower’s ID.
  • Account statements of the last six months for all open accounts at other banks.



  • Felestineya Personal Gold Loan for Women Application Form (includes Monetary Authority’s Inquiry).
  • Signed promissory by the borrower.